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I'm a scam hunter who's foiled more than 500 fraudsters. Then I fell victim to a HMRC con so pernicious I almost lost everything. This is the mistake I made that you MUST be aware of: JULIE-ANNE KEARNS

I'm a scam hunter who's foiled more than 500 fraudsters. Then I fell victim to a HMRC con so pernicious I almost lost everything. This is the mistake I made that you MUST be aware of: JULIE-ANNE KEARNS

My phone lights up with a message. It's from a man I don't know, the third to message me today. 'Hey you,' it reads. 'Are you able to send over that money that you owe me?'

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