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State pension top-ups are in dire need of an overhaul by DWP and HMRC, says TANYA JEFFERIES

State pension top-ups are in dire need of an overhaul by DWP and HMRC, says TANYA JEFFERIES

Long delays and money seemingly getting lost in the system have made buying top-ups a torturous process. A new online service will be welcome - but only if it actually works.

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