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Should I buy an immediate needs annuity to pay my 86-year-old mother's care fees? STEVE WEBB replies

Should I buy an immediate needs annuity to pay my 86-year-old mother's care fees? STEVE WEBB replies
My mum has been in a residential care home for eight years and is 86. She is self funded. She is in reasonable health. If I take no action her money will run out in about six years.

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