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Should I opt for a £64,000 lump sum or a higher monthly local government pension? STEVE WEBB replies

Should I opt for a £64,000 lump sum or a higher monthly local government pension? STEVE WEBB replies

I am 60 and have a defined benefit local authority pension. My lump sum would be £15,000 with a £1,144 per month pension, or £64,000 with a £800 pension.

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