The 10 best and 10 worst cities for retirees in 2025

Abstract Aerial Art/Getty ImagesWalletHub ranked 182 cities to find the best and worst ones for retirees in 2025.Activities, affordability, healthcare, and quality of life were the key measurements in ranking.Cities in Florida excelled, while ones in California struggled with high costs and weak healthcare.When it's time to retire, a lot of older adults migrate south for warmer climates, cheaper housing, and lower taxes.While southern cities like Naples and Fort Lauderdale often dominate as destinations for retirees, the Midwest has emerged as a favorable landing spot — at least, according to WalletHub.WalletHub looked at 182 cities and ranked the best places for retirees based on four key measures: activities, affordability, healthcare, and quality of life. Each of those four categories was weighted equally, however, other relevant metrics were used inside each category and weighted differently. For example, adjusted cost of living was weighted higher than annual cost of in-home services within the affordability category."Rounding out the top 10 are cities that balance affordability, access to quality care, and vibrant lifestyles," WalletHub writer and analyst Chip Lupo told Business Insider. "These locales all tend to offer a mix of mild weather, strong local economies, and plenty of ways for retirees to stay active and connected."Unsurprisingly, Florida accounted for nearly half of the top 10 for best cities, while California took up more than half of the spots for the worst cities to retire in."On the flip side, the bottom 10 cities face challenges that make retirement less appealing. San Bernardino, California; Stockton, California; and Rancho Cucamonga, California, rank among the lowest because of their high costs of living and weaker healthcare access," Lupo said.Southern cities had a healthy showing in the top 10, but the Midwest also had a diverse selection of cities toward the top."Minneapolis, which ranks third, stands out for its strong healthcare system, active senior community, and welcoming job market for older adults," Lupo said.Here are the 10 best and 10 worst cities to retire in, according to WalletHub. Median listed home prices are from Realtor.com.The 10 best cities for retireesTHEPALMER/Getty Images10. Casper, WYCasper, Wyoming.Wirestock/Getty ImagesAffordability rank: 1Healthcare rank: 74Median listing home price: $345,0009. Madison, WIMadison, Wisconsin.RudyBalasko/Getty ImagesAffordability rank: 107Healthcare rank: 8Median listing home price: $420,0008. Cincinnati, OHCincinnati, Ohio.Flick Foto Studio/Getty ImagesAffordability rank: 104Healthcare rank: 50Median listing home price: $295,0007. Fort Lauderdale, FLAerial View of Fort Lauderdale, Florida.GabrielPevide/Getty ImagesAffordability rank: 79Healthcare rank: 47Median listing home price: $599,0006. Atlanta, GAAtlanta, Georgia.Sean Pavone/ShutterstockAffordability rank: 66Healthcare rank: 56Median listing home price: $370,0005. Tampa, FLTampa is among the Florida destinations booming with business travelers.RudyBalasko/Getty ImagesAffordability rank: 45Healthcare rank: 106Median listing home price: $469,9004. Miami, FLMiami, FloridaBilanol/ShutterstockAffordability rank: 76Healthcare rank: 26Median listing home price: $625,0003. Minneapolis, MNMinneapolis, Minnesota.Sean Pavone/ShutterstockAffordability rank: 96Healthcare rank: 13Median listing home price: $329,0002. Scottsdale, AZScottsdale, Arizona.miroslav_1/Getty ImagesAffordability rank: 116Healthcare rank: 40Median listing home price: $1,100,0001. Orlando, FLOrlando, FloridaJillianCain/Getty ImagesAffordability rank: 5Healthcare rank: 14Median listing home price: $385,000The 10 worst cities for retireesNewark, New Jersey.Sean Pavone/Getty Images/iStockphoto10. Bridgeport, ConnecticutBridgeport, ConnecticutDenisTangneyJr/Getty ImagesAffordability rank: 175Healthcare rank: 11Median listing home price: $360,0009. Salem, OregonSalem, Oregon.Sean Pavone/ShutterstockAffordability rank: 127Healthcare rank: 146Median listing home price: $485,0008. Pearl City, HawaiiPearl City, Hawaii.Kent Nishimura/Getty ImagesAffordability rank: 180Healthcare rank: 104Median listing home price: $622,0007. Fontana, CaliforniaFontana, California.MattGush/Getty Images/iStockphotoAffordability rank: 172Healthcare rank: 147Median listing home price: $669,0006. Fresno, CaliforniaFresno, California.Dee Liu/Getty ImagesAffordability rank: 125Healthcare rank: 144Median listing home price: $410,0005. Newark, New JerseyNewark, New JerseyBarry Winiker/Getty ImagesAffordability rank: 156Healthcare rank: 134Median listing home price: $419,9004. Bakersfield, CaliforniaBakersfield, California.Dee Liu/Getty ImagesAffordability rank: 113Healthcare rank: 169Median listing home price: $420,0003. Rancho Cucamonga, CaliforniaRancho Cucamonga, California.MattGush/Getty Images/iStockphotoAffordability rank: 163Healthcare rank: 128Median listing home price: $799,0002. Stockton, CaliforniaStockton, California.halbergman/Getty ImagesAffordability rank: 133Healthcare rank: 157Median listing home price: $454,9001. San Bernardino, CaliforniaSan Bernardino, California.Dee Liu/Getty ImagesAffordability rank: 157Healthcare rank: 174Median listing home price: $515,000Read the original article on Business Insider

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