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My mortgage rate doubles in autumn – should I use a £20k gift to overpay?

My mortgage rate doubles in autumn – should I use a £20k gift to overpay?

A reader wants to know whether they should use a £20,000 gift to reduce the size of their mortgage

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World news

New president, new pressures put South Korea-U.S. alliance at crossroads

washington times

New president, new pressures put South Korea-U.S. alliance at crossroads

Data capturing hot spots and burned acres show Canada wildfire season off to wild start

washington times

Data capturing hot spots and burned acres show Canada wildfire season off to wild start

NFL long snapper causes commotion in church after interrupting service to demand answers over porn claims

NFL long snapper causes commotion in church after interrupting service to demand answers over porn claims

Biden’s frailty has Democrats scrambling to rebrand - or jump ship like Karine Jean-Pierre

Biden’s frailty has Democrats scrambling to rebrand - or jump ship like Karine Jean-Pierre

Trump revives travel ban and restricts 19 countries

Trump revives travel ban and restricts 19 countries

Trump orders investigation into Biden presidency claiming aides hid his ‘serious cognitive decline’

Trump orders investigation into Biden presidency claiming aides hid his ‘serious cognitive decline’

Diddy dangled Cassie Ventura’s friend off 17th-floor apartment balcony, jury told

Diddy dangled Cassie Ventura’s friend off 17th-floor apartment balcony, jury told

Migrant deported to Mexico is returned to US by Trump administration after order by judge

Migrant deported to Mexico is returned to US by Trump administration after order by judge

'Hear how it's roaring?': Men of Weyakwin make a stubborn stand against Saskatchewan wildfires

'Hear how it's roaring?': Men of Weyakwin make a stubborn stand against Saskatchewan wildfires

China reveals first ever details of nuclear weapon 200x more powerful than Hiroshima bomb with huge 7,500-mile range

China reveals first ever details of nuclear weapon 200x more powerful than Hiroshima bomb with huge 7,500-mile range

Hundreds of thousands in Gaza 'catastrophically food insecure'

Hundreds of thousands in Gaza 'catastrophically food insecure'

about 1 hour ago

Putin is playing the victim to get the US back onside

Putin is playing the victim to get the US back onside

about 1 hour ago

Putin vowed revenge against Ukraine for drone strike on airbases, Trump says

Putin vowed revenge against Ukraine for drone strike on airbases, Trump says

about 1 hour ago

Trump signs travel ban on 12 countries and restrictions on seven more

Trump signs travel ban on 12 countries and restrictions on seven more

about 1 hour ago

Senators broach $2 trillion in spending cuts in W.H. meeting with Trump

Senators broach $2 trillion in spending cuts in W.H. meeting with Trump

about 1 hour ago

Trump impeachment causes a new furious internal battle among House Democrats

Trump impeachment causes a new furious internal battle among House Democrats

about 1 hour ago

Trump issues travel ban for 12 countries

Trump issues travel ban for 12 countries

about 1 hour ago

Newark Airport forced to ground all flights causing travel chaos for passengers

Newark Airport forced to ground all flights causing travel chaos for passengers

about 1 hour ago

Weapons charges laid in fatal 2024 Langley shooting

Weapons charges laid in fatal 2024 Langley shooting

about 1 hour ago

Union for B.C. port supervisors, maritime employers ratify new deal

Union for B.C. port supervisors, maritime employers ratify new deal

about 1 hour ago

The country where the left (not the far right) made hardline immigration laws

The country where the left (not the far right) made hardline immigration laws

about 1 hour ago

Alexei Navalny's work reaches Russian audiences by way of new satellite channel

Alexei Navalny's work reaches Russian audiences by way of new satellite channel

about 1 hour ago

Kelowna mayor questions pediatric ward closure at hospital

Kelowna mayor questions pediatric ward closure at hospital

about 1 hour ago

Replica Stanley Cup built for Calgary Flames offered to Edmonton Oilers

Replica Stanley Cup built for Calgary Flames offered to Edmonton Oilers

about 1 hour ago

Saskatchewan wildfire evacuees wish for more communication

Saskatchewan wildfire evacuees wish for more communication

about 1 hour ago

Lawsuit filed against Vernon Cadet Camp over alleged sexual abuse in 2007

Lawsuit filed against Vernon Cadet Camp over alleged sexual abuse in 2007

about 1 hour ago

Evacuees fleeing northern Saskatchewan wildfires struggle with uncertainty, loss

Evacuees fleeing northern Saskatchewan wildfires struggle with uncertainty, loss

about 1 hour ago

Plans for 'AI Fight Club' of defense, tech companies brewing in Washington

washington times

Plans for 'AI Fight Club' of defense, tech companies brewing in Washington

about 2 hours ago

RAF chief expected to be next top British military officer: Reports

washington times

RAF chief expected to be next top British military officer: Reports

about 2 hours ago

The 24 European countries that still don’t use the Euro as one more joins - full list

The 24 European countries that still don’t use the Euro as one more joins - full list

about 2 hours ago

China taunts 'weak' Putin after Russia's 'Pearl Harbour' Ukraine attack nightmare

China taunts 'weak' Putin after Russia's 'Pearl Harbour' Ukraine attack nightmare

about 2 hours ago

We gave $7B to California for a high-speed rail line and no track was ever laid: ‘Trains to nowhere’

We gave $7B to California for a high-speed rail line and no track was ever laid: ‘Trains to nowhere’

about 2 hours ago

Masters of the House: Trump and Vance set to attend ‘Les Miserables’ opening at the Kennedy Center

Masters of the House: Trump and Vance set to attend ‘Les Miserables’ opening at the Kennedy Center

about 2 hours ago

Trump administration signals it will slash funds for long-delayed California high-speed rail project

Trump administration signals it will slash funds for long-delayed California high-speed rail project

about 2 hours ago

Mom dies from her injuries days after her 5-year-old was killed by a ‘drunk driver’ that slammed into their car

Mom dies from her injuries days after her 5-year-old was killed by a ‘drunk driver’ that slammed into their car

about 2 hours ago

Man fatally shoot his in-laws while his kids hid in the next room, cops say

Man fatally shoot his in-laws while his kids hid in the next room, cops say

about 2 hours ago

Judge compares Trump’s Alien Enemies deportations to ‘Kafka’-esque nightmare that ‘entombed’ immigrants in El Salvador

Judge compares Trump’s Alien Enemies deportations to ‘Kafka’-esque nightmare that ‘entombed’ immigrants in El Salvador

about 2 hours ago

Elon Musk uses ‘KILL BILL’ in call for Americans to rise up against Trump’s ‘Big Beautiful’ plan

Elon Musk uses ‘KILL BILL’ in call for Americans to rise up against Trump’s ‘Big Beautiful’ plan

about 2 hours ago

Democrats are calling for ICE agents to lose their masks and have identities released. DHS says no way

Democrats are calling for ICE agents to lose their masks and have identities released. DHS says no way

about 2 hours ago

Nearly half of Americans say tipping has ‘gotten out of control’

Nearly half of Americans say tipping has ‘gotten out of control’

about 2 hours ago

U.S. ambassador asked about future of Canadians at Harvard — including PM's daughter

U.S. ambassador asked about future of Canadians at Harvard — including PM's daughter

about 2 hours ago

Sir Keir Starmer blasts ‘appalling’ Gaza strikes and warns Netanyahu over deaths near food centres

Sir Keir Starmer blasts ‘appalling’ Gaza strikes and warns Netanyahu over deaths near food centres

about 2 hours ago

Trump Doubles Steel and Aluminum Tariffs to 50 Percent

Trump Doubles Steel and Aluminum Tariffs to 50 Percent

about 2 hours ago

U.S. Hikes Steel and Aluminum Tariffs to 50 Percent

U.S. Hikes Steel and Aluminum Tariffs to 50 Percent

about 2 hours ago

More free school meals and winter fuel U-turn in Starmer bid to buy off rebels

More free school meals and winter fuel U-turn in Starmer bid to buy off rebels

about 2 hours ago

John Wick fans needn’t have worried – Ballerina is brilliant fun

John Wick fans needn’t have worried – Ballerina is brilliant fun

about 2 hours ago

CBO: Trump tariffs would bring down deficits by trillions, tax bill widens them

CBO: Trump tariffs would bring down deficits by trillions, tax bill widens them

about 2 hours ago

U.S. vetoes UN security council resolution demanding immediate ceasefire in Gaza

U.S. vetoes UN security council resolution demanding immediate ceasefire in Gaza

about 2 hours ago

"He's a complete joke": GOP rage with Musk spills out privately after break with Trump

"He's a complete joke": GOP rage with Musk spills out privately after break with Trump

about 2 hours ago

Judge blocks deportation of Boulder attack suspect's family

Judge blocks deportation of Boulder attack suspect's family

about 2 hours ago

Oilers fans from Down Under overjoyed to be in Edmonton for Stanley Cup final

Oilers fans from Down Under overjoyed to be in Edmonton for Stanley Cup final

about 2 hours ago

Rogers’ bid for Bell’s MLSE stake gets approvals

Rogers’ bid for Bell’s MLSE stake gets approvals

about 2 hours ago

Montreal police arrest 13 in alleged extortions involving downtown restaurant

Montreal police arrest 13 in alleged extortions involving downtown restaurant

about 2 hours ago

Do you know about the health damage long-term wildfire smoke exposure can cause?

Do you know about the health damage long-term wildfire smoke exposure can cause?

about 2 hours ago

Greg Monks 'likely fell to death in ravine after trying to jump fence', say cops

Greg Monks 'likely fell to death in ravine after trying to jump fence', say cops

about 2 hours ago

Corfu hotel regulars slam 'pathetic chavs' after gran's moan about 'no English food'

Corfu hotel regulars slam 'pathetic chavs' after gran's moan about 'no English food'

about 2 hours ago

Mystery as girl, 17, dies after eating cake delivered by courier with love note

Mystery as girl, 17, dies after eating cake delivered by courier with love note

about 2 hours ago

'I was pushed across the border into Bangladesh at gunpoint'

'I was pushed across the border into Bangladesh at gunpoint'

about 2 hours ago

Are the surprise airfield attacks a turning point for Ukraine?

Are the surprise airfield attacks a turning point for Ukraine?

about 2 hours ago

US vetoes UN call for unconditional Gaza ceasefire

US vetoes UN call for unconditional Gaza ceasefire

about 2 hours ago